1. what r8.money is
r8.money is a non-custodial frontend that aggregates quotes from third-party crypto swap providers and forwards trade requests to them. We never custody, hold, or transmit your funds. Funds flow you → provider → you.
2. no advice
Nothing on this site is financial, legal, or tax advice. Rates shown are estimates. The final amount you receive is determined by the provider at swap time and may differ from the quoted amount.
3. your responsibility
You are solely responsible for: (a) the receiving address you provide; (b) sending the correct amount on the correct network; (c) complying with the laws of your jurisdiction; (d) the tax treatment of your swaps. We cannot recover funds sent to wrong addresses or wrong networks.
4. providers are independent
Each connected provider operates under its own terms, fees, KYC policy, and refund process. The KYC scores shown are our best-effort estimates and may change without notice. Disputes about a specific trade go to that provider.
5. no warranty
The service is provided "as is" without warranty of any kind, express or implied. We do not guarantee uptime, accuracy, or that any provider will execute your trade. Your use of the service is at your own risk.
6. limitation of liability
To the maximum extent permitted by law, r8.money and its operators are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the service, including lost funds, missed swaps, or provider failures.
7. prohibited use
You agree not to use r8.money to launder proceeds of crime, evade sanctions, finance terrorism, or facilitate any activity illegal in your jurisdiction. If you are subject to sanctions, do not use this service.
8. privacy
Privacy is the core of this project. r8.money does not collect, store, or transmit any personally identifiable information. We do not set cookies, we do not run analytics, we do not log IPs, we do not fingerprint your browser, and we do not call any third-party scripts. The static site has no backend under our control that could keep a record of you. Trades are stored in your browser's localStorage only — clear it and they're gone. The edge CDN serving these files may record standard access metadata outside our control; route through Tor or a VPN if that matters to you. Each connected provider has its own independent privacy policy — review them before swapping.
9. changes
We may update these terms at any time. Continued use after changes means you accept them. Material changes will bump the version above.
10. contact
Open an issue on the project repository for questions or takedown requests.
tl;dr — we forward your trade to a third party, we don't hold funds, we don't collect identifying data, rates are estimates, double-check your address, you accept the risk.